Unlock Your Financial Potential Today

 

Aikensville Financial Group aims to create a positive and friendly lending environment that promotes and encourages a borrower to successfully fulfil their loan commitment.

 

By employing this simple technique many of our borrowers are able to gain positive credit ratings. Armed with better credit clients are now able to have a better command of their foreseeable financial future.​

 

Aikensville Financial Group offers a wide variety lending programs that are available to borrowers with both good and bad credit.

 

Each loan is prepared to meet each individual borrower’s current and future financial needs. Interest rates are fair (regardless of current credit standing), and repayment schedules are geared with the borrowers best interest in favor.

 

The minimum amount that Aikensville Financial Group lends is $5,000, below is a few of our more popular loan programs that

we offer:

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​​Personal Loans Car Loans Debt Consolidation Student Loans Credit-Card Consolidation Student Loan Consolidation New Home Buyer Refinancing Mortgage Loans Home Improvement Loans Small Business Loans Working Capital Loans

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There are several benefits of debt consolidation that you may not know about.

 

These include:

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1. You will save credit card interest. Most credit cards have a substantial interest rate and you can get around this by paying those cards off and getting a lower interest rate from the bank. Most banks will take on the risk of the debt if you have a solid job, have been working there for a while and have a record of making your payments on time.

 

2. All of your debts are centralized. When you have a consolidation loan with a bank all of your debts are rolled into a single debt so you just need to make a single payment each month and it is located at your bank so you may even be able to make the payments online if you are paid by direct deposit or set up pre-authorized payments.

 

3. A single monthly payment. When you consolidate your debts, you make just one payment instead of multiple payments. This can simplify your finances and free up more money for you to use elsewhere.

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4. Smaller monthly payments. The consolidation of debts can help you to access lower interest rates than what you currently pay on the sum of your debts. Many people will pay more than the minimum amount payable per month so that they pay off their loan more quickly.5. Utilize home equity. If you own your own home you might be able to leverage that equity as collateral for a consolidation loan. You can negotiate an interest rate that is much lower than most credit card rates and lower your monthly payment amount by extending the repayment term on those debts over a longer amount of time to decrease the amount of the payment.

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The advantages of debt consolidation are numerous and it can provide peace of mind to be able to pay off high interest rate credit card debt so that it is no longer “hanging over your head”. Many people feel a lot happier knowing that they only have a single debt obligation each month and do not have to scramble to figure out how they are going to pay multiple credit card bills.